South Bay Acceptance Corporation was founded in 1993 and has established a reputation for excellent customer service, reliability and flexibility in the premium finance industry.

   SBAC has demonstrated commitment to its producers through the use of innovative premium financing arrangements that benefit the insured as well as the independent agent (or agency).

   SBAC is small enough to provide superior customer care and satisfaction – we’ve never lost a producer in our years of doing business! We pride ourselves on our ability to provide personalized service. At the same time, we have the backing of major financial institutions, enabling us to provide our financial “muscle” that has allowed us to be a credible premium financier.

   We believe in creating a “partnership” with your agency. We pride ourselves in developing relationships built on trust and understanding. We treat your agency and insured with utmost respect and courtesy. It benefits both of our businesses to keep the clients happy and to respond to their needs quickly and accurately.

   As a result of our loyal producers and our financial credibility, we have experienced resounding growth as an organization since our humble beginnings in 1993. This growth – and our stability as an organization – allows us to benefit our producers in ways unique to our competitors.

At SBAC, we believe that our producers are Number One!

• We have a 24/7 quoting website and online account status verification. You do not need to install software, all you need is a username and password to start quoting business. You “activate” your own quotes – no need to mail finance agreements anymore! We pride ourselves of being there when you need us. A knowledgeable customer service is always available to assist you with your needs and offer solution to your concerns.

• You have the option of getting your notices sent via email or fax. You get your notification same day it was sent from our office. Automatic 5 day extension on your past due accounts, no questions asked, just give us a call. This is in addition to our generous 20 day cancellation grace period.

• We offer check by phone, check by fax or check by email payment options. You get your insured’s account up to date same day they make a payment. We also offer monthly drafting of insured’s payment.

• Automatic waiver of one late charge - no questions asked!

• We have the ability to provide you with “one stop shopping” should you decide to premium finance several policies under one finance agreement with different managing general agents.

• We have competitive minimum down payments and creative financing options that allow you to meet your insured’s needs.

• We have creative producer compensation options ready to provide you with additional income.

• We have lower rates. We have competitive rates that translate into a competitive advantage for your agency when quoting new and renewal business.